Amid the turbulent stock market, interest rates continue to decline. There is talk that interest rates may go negative; the Fed thinks differently. Wall Street is not predicting this drop either.[1] Nevertheless, rates are dropping and with financial uncertainty, home owners may take advantage and refinance. So what does this mean you?

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[1] https://www.wsj.com/articles/negative-u-s-interest-rates-dont-bet-on-it-11589470114